Friday, 26 February 2021

FASTag wallet

 

How to reload / recharge your HDFC Bank NETC FASTag wallet?

'Reloading your HDFC Bank NETC FASTag is absolutely easy.

Follow any one of the below convenient methods for a quick recharge'

  • Via PayZapp:



  • Login > Recharge / BillPay > Utility / BillPay > FASTag > HDFC Bank FASTag > Enter details & Recharge

  • Via UPI Application:

    (Google Pay, Amazon Pay, Phone Pe or any ‘UPI’ Applications) Open any UPI application > Select FASTag Recharge > HDFC Bank FASTag > Enter Vehicle No & Recharge

    OR

    Open any UPI application > Click on Pay by UPI ID and enter the VPA > Enter the pre-defined VPA for HDFC Bank NETC FASTag Recharge (Eg: netc.MH12AB1234@hdfcbank)

  • Via HDFC Bank MobileBanking:

    (Google Pay, Amazon Pay, Phone Pe or any ‘UPI’ Applications) Open any UPI application > Select FASTag Recharge > HDFC Bank FASTag > Enter Vehicle No & Recharge

    OR

    Open any UPI application > Click on Pay by UPI ID and enter the VPA > Enter the pre-defined VPA for HDFC Bank NETC FASTag Recharge (Eg: netc.MH12AB1234@hdfcbank)

    Login > Pay > Add Biller > FASTag > Add Details > Pay from > Recharge

  • Via HDFC Bank NetBanking:

    Login > BillPay & Recharge > Pay > FASTag > Add Details > Enter amount & Recharge

  • Via HDFC Bank NETC FASTag Portal:

    Visit FASTag portal with login credentials > Recharge icon > Select Record (Wallet ID) > Enter amount & proceed

How can you get a FASTag?

 

why and how of this RFID tag!

Under the One Nation One Tag scheme, having the FASTag RFID tag on a four-wheeler in India will become mandatory from 1st December 2019. In this report, we answer all the question that you might have related to this electric toll collection technology.

Starting December 1st, all four-wheelers in India must have FASTag RFID stickers affixed on their windscreen for making payments at NHAI toll plazas across India. The use of this technology promises to ensure a smooth passage through toll plazas across India’s national highways by negating cash transactions. But from where can you buy a FAStag for your four-wheeler? What are the charges? How will you be able to recharge? Are there any benefits of using the same over cash? In this report, we answer all these questions and a lot more about FASTag. Read along!



What is FASTag and how does it work?

FASTag is the Electronic Toll Collection program on toll plazas by National Highway Authority of India. It works on the principle of Radio Frequency Identification (RFID). The tag needs to be affixed to the windscreen of the vehicle in such a way that the sensor at the toll plaza can read it. When a vehicle passes through a dedicated FASTag lane, the funds are automatically deducted from the linked prepaid account. With the help of FASTag, vehicles do not need to stop at a toll plaza for cash transactions. Hence, it allows for a near-continuous flow of traffic and prevents long queues. A FASTag is valid for five years since the day of activation. One simply needs to keep recharging the linked account to use the same during this period.

How can you get a FASTag?

Buying a FAStag for your vehicle is very easy. On the purchase of a new vehicle, the dealer will sell you one by default. For older vehicles, one can buy a new FASTag at any of the Point of Sale (POS) locations at the NHAI Toll Plazas. Alternatively, one can also directly get a FASTag from any of the private or public sector banks which have tied-up with NHAI. Currently, the list includes Syndicate Bank, Axis Bank, IDFC Bank, HDFC Bank, State Bank of India and ICICI Bank. You can also buy a FASTag through Paytm.

What documents are required to purchase a FASTag?

If you are buying a FAStag from any of the POS locations, you need to submit a form along with a copy of the following documents. One must also carry the original copy of these documents for verification.

1: Vehicle’s registration certificate (RC)

2. Vehicle owner’s recent passport size photograph

3. KYC documents (Driving license, PAN Card, Passport, Voter ID Card or Aadhar Card)

The required documents may differ depending upon whether the tag is being issued for private or commercial use. For this, make sure you check the list of documents required from you head out to buy one.

What is FASTag?

 

                                    What is FASTag?

  • FASTag is a Radio Frequency Identification (RFID) enabled sticker affixed on the windscreens of vehicles.
  • Radio Frequency Identification (RFID) technology is used to make toll payments directly from an account, which is linked to the FASTag, while the vehicle is in motion.
  • It comes under the National Electronic Toll Collection (NETC) program that was launched by National Payments Corporation of India (NPCI), National Highways Authority of India (NHAI) and Indian Highways Management Company Limited (IHMCL).


                               How does FASTag work?

  • Whenever a vehicle passes through the Electronic Toll Collection (ETC) lane of the Toll Plaza, the Toll Plaza system will capture the FASTag details like Tag ID, vehicle class, etc., and send them for processing to the acquiring bank.
  • The Acquiring bank will send the request to the National Electronic Toll Collection (NETC) Mapper to verify the tag details.
  • Once the Tag ID is validated, NETC Mapper responds with details like Tag Status, Vehicle class, VRN, etc. If the Tag ID is not present in the NETC Mapper, it will respond as the Tag ID not registered.
  • The acquirer host will calculate the appropriate toll fare and initiate a debt request to the NETC system after the successful validation of Tag ID from NETC Mapper.



  • NETC System will switch the debit request to the respective issuer bank for debiting the customer’s account.
  • Then, the issuer host will debit the linked tag holder’s account and send an SMS alert to the tag holder. The issuer host will then send the response message to the NETC system. If the response is not sent within a specific time, the transaction will be considered as Deemed Accepted.
  • NETC system notifies the response to the acquirer host and the acquirer host will notify to the respective toll plaza system.

FASTag – Working, Advantages & Disadvantages

 

FASTag – Working, Advantages & Disadvantages


What are the incentives provided by the government to promote FASTag?

  • To promote the use of FASTags, the vehicles with FASTags will enjoy 2.5% cashback until March 2020, while cash payment would invite double the toll charge.
  • The FASTag issuance fee of Rs.100 is waived off. However, customers will have to pay Rs.250 as the security deposit and maintain a minimum balance of Rs.150.

What can be the future applications?

  • Integration with the e-way bill system– will result in a more efficient track and trace system. It will check revenue leakage at the toll plaza. It will help revenue authorities check whether goods vehicles are actually headed to the specified destination. Suppliers and transporters can keep track of their vehicles through SMS alerts generated at each tag reader-enabled toll plaza.
  • Additional uses: FASTag can be used at other facilities like fuel payment and parking charges

What are the objectives of the NETC program? (Benefits)

Some of the objectives of the NETC program include:

  • Use FASTag to help reduce the waiting time, fuel consumption and vehicle’s operating cost.
  • Accommodate the increasing traffic without additional lanes
  • Eliminate acceleration, idling and the harmful vehicular emissions using FASTag
  • Reduce congestion around plazas
  • Reduce pollution
  • To provide customers with the flexibility of paying their plaza bill
  • Reduce cash handling which helps enhance audit control by centralising user accounts
  • Improved data collection and information to monitor traffic and rework the government’s toll policy
  • Promotes digital payments and keep tabs on vehicles and the toll booths
  • Reduce the cost of storage and transportation of cash and labour at the tollbooths.

What are the disadvantages?

  • RFID– during initial stages of implementation there were issues regarding RFID reader. Most of the time it was not working. Sometimes handheld devices also become faulty
  • Server availability– If the server fails, it will result in the failure of the automated electronic deduction system.
  • Unemployment- toll plazas had hired many people for deducting toll. They will become unemployed as there will no need for them.
  • Ownership issues– owner’s registration and bank details will be linked to the FASTag account, so in case the owner sells the vehicle, it is not clear whether a new owner will be able to drive the car with the same FASTag or not.
  • Safety of card– as it comes in tag form, it may be stolen or lost easily. In such a situation one will need to notify the authority to block the FASTag account
  • Wrongly charged– there were many instances of charging the double amount of the original amount due to some technical issues.

What is the way forward?

  • There may be competition. The best service provider will be given some benefits or some awards
  • The government should encourage more and more agencies for recharging and providing services for FASTag
  • Technical issues should be corrected. E.g. issues of the RFID reader, issues of charging more than the actual amount of toll, etc.
  • One separate lane should be there for FASTag users.
  • Network availability should be ensured all-round the year.
  • Grievance redressal mechanism should be more and more customer friendly
  • Alternate employment generation plans should be made by the government to provide employment to those who lost their jobs due to technology transformation.
  • Highway sathi- an initiative of Metro, can be implemented for the effective and smooth FASTag system implementation. It brings various recharging platforms together for FasTags and the local ones. An ambulance service can be connected to the same, it will encourage people for online transactions. It will make it easy for the ambulance to locate the user on the highway with the help of GPS.

Conclusion:

Expanding the use of FASTag to reduce human intervention and vehicle congestion during the toll collection is a step in the right direction as it helps increase mobility and reduces time, which is significant while transporting perishables. This will not only help the government to reduce time consumption but also ensure transparency and enhance data collection

FASTag and its problems

 

FASTag and its problems

Nitin Gadkari is proving to be an earnest Road Transport and Highways Minister, serious about improving things. He has to his credit the commendable Motor Vehicles (Amendment) Bill, which sadly has not been effectively enforced due to the reluctance of various authorities and state governments. The FASTag that was to have become mandatory for all vehicles in India from December 2019 is another of Gadkari's appreciable initiatives. Unfortunately, it too has run into various implementation difficulties with the deadline first being shifted to December 15, and then January 15, 2020.



FASTag and digital payments for toll via a Radio-frequency Identification (RFID) chip card sticker pasted on the vehicle's windscreen, is a great idea. The National Highways Authority of India (NHAI) is supposed to be implementing this electronic toll collection (ETC) program with the aim of reducing the waiting time at toll booths and ensuring smooth flow of traffic. Congestion at toll booths presently results in an estimated annual loss due to wastage of fuel of over Rs 12,000 crores!


FASTag has many merits, because apart from reducing the waiting time, it could also increase the total revenue from toll. With cash payments, toll booth operators can strike under the table deals with regular users and transporters. But FASTag card readers are connected to automatic barriers at toll booths and the chances of a vehicle driving through without paying toll, are slim. Electronic payment also means a direct deposit in a bank account, thus reducing mistakes in counting and collection. Cash collection is also fraught with the danger of looting and thefts and to prevent this, most toll plazas, especially in states with law and order issues like Bihar and U.P, have armed guards posted 24/7. An electronic payment system would reduce the need for such private armed guards and display of muscle power.

Benefits of Using FASTag:

 

Benefits of Using FASTag



Benefits of Using FASTag:

  • Ease of payment No need to carry cash for the toll transactions saves time
  • Near non-stop movement of vehicles leading to lower fuel cost.
  • Online Recharge FASTag can be recharged online through Credit Card / Debit Card / NEFT/ RTGS or Net banking
  • SMS alerts are sent to the FASTag holder for toll transactions, low balance, etc.
  • It has an online Portal for customers.
  • Your FASTag has a validity of 5 Years.
  • Environmental benefit like reduced air pollution and less use of paper is beneficial.
  • Social benefit like less time taking toll payment is hassle-free and analytics for better highway management
  • Economic benefit like the reduced effort in management at the toll plaza and the reduced effort in monitoring centrally is also beneficial

NOTE:

Vehicle owners can visit any of the Point of Sale (POS. locations at Toll Plazas / Bank branches to collect FASTag offline. The FASTag account can be operated online using the issuer agency’s web portal. The account can be recharged online using debit/credit card/ RTGS/NEFT or through Netbanking.

Thursday, 11 February 2021

Friday, 5 February 2021

Privacy Policy

Privacy Policy

Ranjeet dagar built the NDA 12 Years Solutions app as a Free app. This SERVICE is provided by Ranjeet dagar at no cost and is intended for use as is.

This page is used to inform visitors regarding my policies with the collection, use, and disclosure of Personal Information if anyone decided to use my Service.

If you choose to use my Service, then you agree to the collection and use of information in relation to this policy. The Personal Information that I collect is used for providing and improving the Service. I will not use or share your information with anyone except as described in this Privacy Policy.

The terms used in this Privacy Policy have the same meanings as in our Terms and Conditions, which is accessible at NDA 12 Years Solutions unless otherwise defined in this Privacy Policy.

Information Collection and Use

For a better experience, while using our Service, I may require you to provide us with certain personally identifiable information. The information that I request will be retained on your device and is not collected by me in any way.

The app does use third party services that may collect information used to identify you.

Link to privacy policy of third party service providers used by the app

Log Data

I want to inform you that whenever you use my Service, in a case of an error in the app I collect data and information (through third party products) on your phone called Log Data. This Log Data may include information such as your device Internet Protocol (“IP”) address, device name, operating system version, the configuration of the app when utilizing my Service, the time and date of your use of the Service, and other statistics.

Cookies

Cookies are files with a small amount of data that are commonly used as anonymous unique identifiers. These are sent to your browser from the websites that you visit and are stored on your device's internal memory.

This Service does not use these “cookies” explicitly. However, the app may use third party code and libraries that use “cookies” to collect information and improve their services. You have the option to either accept or refuse these cookies and know when a cookie is being sent to your device. If you choose to refuse our cookies, you may not be able to use some portions of this Service.

Service Providers

I may employ third-party companies and individuals due to the following reasons:

  • To facilitate our Service;
  • To provide the Service on our behalf;
  • To perform Service-related services; or
  • To assist us in analyzing how our Service is used.

I want to inform users of this Service that these third parties have access to your Personal Information. The reason is to perform the tasks assigned to them on our behalf. However, they are obligated not to disclose or use the information for any other purpose.

Security

I value your trust in providing us your Personal Information, thus we are striving to use commercially acceptable means of protecting it. But remember that no method of transmission over the internet, or method of electronic storage is 100% secure and reliable, and I cannot guarantee its absolute security.

Links to Other Sites

This Service may contain links to other sites. If you click on a third-party link, you will be directed to that site. Note that these external sites are not operated by me. Therefore, I strongly advise you to review the Privacy Policy of these websites. I have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services.

Children’s Privacy

These Services do not address anyone under the age of 13. I do not knowingly collect personally identifiable information from children under 13. In the case I discover that a child under 13 has provided me with personal information, I immediately delete this from our servers. If you are a parent or guardian and you are aware that your child has provided us with personal information, please contact me so that I will be able to do necessary actions.

Changes to This Privacy Policy

I may update our Privacy Policy from time to time. Thus, you are advised to review this page periodically for any changes. I will notify you of any changes by posting the new Privacy Policy on this page.

This policy is effective as of 2021-02-05

Contact Us

If you have any questions or suggestions about my Privacy Policy, do not hesitate to contact me at rddeveloper143@gmail.com.

Wednesday, 27 January 2021

Privacy Policy

 Privacy Policy

Ranjeet Singh built the UPSC and NDA Preparation app as a Free app. This SERVICE is provided by Ranjeet Singh at no cost and is intended for use as is.

This page is used to inform visitors regarding my policies with the collection, use, and disclosure of Personal Information if anyone decided to use my Service.

If you choose to use my Service, then you agree to the collection and use of information in relation to this policy. The Personal Information that I collect is used for providing and improving the Service. I will not use or share your information with anyone except as described in this Privacy Policy.

The terms used in this Privacy Policy have the same meanings as in our Terms and Conditions, which is accessible at UPSC and NDA Preparation unless otherwise defined in this Privacy Policy.

Information Collection and Use

For a better experience, while using our Service, I may require you to provide us with certain personally identifiable information. The information that I request will be retained on your device and is not collected by me in any way.

The app does use third party services that may collect information used to identify you.

Link to privacy policy of third party service providers used by the app

Log Data

I want to inform you that whenever you use my Service, in a case of an error in the app I collect data and information (through third party products) on your phone called Log Data. This Log Data may include information such as your device Internet Protocol (“IP”) address, device name, operating system version, the configuration of the app when utilizing my Service, the time and date of your use of the Service, and other statistics.

Cookies

Cookies are files with a small amount of data that are commonly used as anonymous unique identifiers. These are sent to your browser from the websites that you visit and are stored on your device's internal memory.

This Service does not use these “cookies” explicitly. However, the app may use third party code and libraries that use “cookies” to collect information and improve their services. You have the option to either accept or refuse these cookies and know when a cookie is being sent to your device. If you choose to refuse our cookies, you may not be able to use some portions of this Service.

Service Providers

I may employ third-party companies and individuals due to the following reasons:

  • To facilitate our Service;
  • To provide the Service on our behalf;
  • To perform Service-related services; or
  • To assist us in analyzing how our Service is used.

I want to inform users of this Service that these third parties have access to your Personal Information. The reason is to perform the tasks assigned to them on our behalf. However, they are obligated not to disclose or use the information for any other purpose.

Security

I value your trust in providing us your Personal Information, thus we are striving to use commercially acceptable means of protecting it. But remember that no method of transmission over the internet, or method of electronic storage is 100% secure and reliable, and I cannot guarantee its absolute security.

Links to Other Sites

This Service may contain links to other sites. If you click on a third-party link, you will be directed to that site. Note that these external sites are not operated by me. Therefore, I strongly advise you to review the Privacy Policy of these websites. I have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services.

Children’s Privacy

These Services do not address anyone under the age of 13. I do not knowingly collect personally identifiable information from children under 13. In the case I discover that a child under 13 has provided me with personal information, I immediately delete this from our servers. If you are a parent or guardian and you are aware that your child has provided us with personal information, please contact me so that I will be able to do necessary actions.

Changes to This Privacy Policy

I may update our Privacy Policy from time to time. Thus, you are advised to review this page periodically for any changes. I will notify you of any changes by posting the new Privacy Policy on this page.

This policy is effective as of 2021-01-27

Contact Us

If you have any questions or suggestions about my Privacy Policy, do not hesitate to contact me at RDDEVELOPER143@GMAIL.COM.

Tuesday, 12 January 2021

Hindi Shayari Tadka offline 2021

 Privacy Policy

Ranjeetdagar built the Hindi Shayari Tadka offline 2021 app as a Free app. This SERVICE is provided by Ranjeetdagar at no cost and is intended for use as is.

This page is used to inform visitors regarding my policies with the collection, use, and disclosure of Personal Information if anyone decided to use my Service.

If you choose to use my Service, then you agree to the collection and use of information in relation to this policy. The Personal Information that I collect is used for providing and improving the Service. I will not use or share your information with anyone except as described in this Privacy Policy.

The terms used in this Privacy Policy have the same meanings as in our Terms and Conditions, which is accessible at Hindi Shayari Tadka offline 2021 unless otherwise defined in this Privacy Policy.

Information Collection and Use

For a better experience, while using our Service, I may require you to provide us with certain personally identifiable information. The information that I request will be retained on your device and is not collected by me in any way.

The app does use third party services that may collect information used to identify you.

Link to privacy policy of third party service providers used by the app

Log Data

I want to inform you that whenever you use my Service, in a case of an error in the app I collect data and information (through third party products) on your phone called Log Data. This Log Data may include information such as your device Internet Protocol (“IP”) address, device name, operating system version, the configuration of the app when utilizing my Service, the time and date of your use of the Service, and other statistics.

Cookies

Cookies are files with a small amount of data that are commonly used as anonymous unique identifiers. These are sent to your browser from the websites that you visit and are stored on your device's internal memory.

This Service does not use these “cookies” explicitly. However, the app may use third party code and libraries that use “cookies” to collect information and improve their services. You have the option to either accept or refuse these cookies and know when a cookie is being sent to your device. If you choose to refuse our cookies, you may not be able to use some portions of this Service.

Service Providers

I may employ third-party companies and individuals due to the following reasons:

  • To facilitate our Service;
  • To provide the Service on our behalf;
  • To perform Service-related services; or
  • To assist us in analyzing how our Service is used.

I want to inform users of this Service that these third parties have access to your Personal Information. The reason is to perform the tasks assigned to them on our behalf. However, they are obligated not to disclose or use the information for any other purpose.

Security

I value your trust in providing us your Personal Information, thus we are striving to use commercially acceptable means of protecting it. But remember that no method of transmission over the internet, or method of electronic storage is 100% secure and reliable, and I cannot guarantee its absolute security.

Links to Other Sites

This Service may contain links to other sites. If you click on a third-party link, you will be directed to that site. Note that these external sites are not operated by me. Therefore, I strongly advise you to review the Privacy Policy of these websites. I have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services.

Children’s Privacy

These Services do not address anyone under the age of 13. I do not knowingly collect personally identifiable information from children under 13. In the case I discover that a child under 13 has provided me with personal information, I immediately delete this from our servers. If you are a parent or guardian and you are aware that your child has provided us with personal information, please contact me so that I will be able to do necessary actions.

Changes to This Privacy Policy

I may update our Privacy Policy from time to time. Thus, you are advised to review this page periodically for any changes. I will notify you of any changes by posting the new Privacy Policy on this page.

This policy is effective as of 2021-01-12

Contact Us

If you have any questions or suggestions about my Privacy Policy, do not hesitate to contact me at rddeveloper143@gmail.com.

Privacy Policy for ccc app

  Privacy Policy Ranjit Dagar built the CCC Preparation Book in hindi app as a Free app. This SERVICE is provided by Ranjit Dagar at no cost...